Retirement Income Calculator | YourAgeCalculator

🎂 Birth Month

📅 Day

📅 Year

💰 Target Retirement Age

🏦 Current Savings ($)

💵 Monthly Contribution ($)

📈 Expected Annual Return (%)

⚠️Please check your inputs

📊 Your Results

📖 How It Works

The Retirement Income Calculator projects your total savings at retirement and estimates your monthly income using the 4% rule.

Your current savings and monthly contributions grow at the specified return rate, compounded monthly until retirement.

The 4% rule suggests you can withdraw 4% of savings in year one, adjusted for inflation, with high confidence your savings last 30 years.

Monthly withdrawal = annual withdrawal / 12. This gives you a realistic picture of expected monthly cash flow in retirement.

Starting early and contributing consistently dramatically increases savings through compound interest over decades.

Know if you are on track for a comfortable retirement and whether to adjust your savings strategy.

Understand how different return rates affect your retirement savings and investment allocation decisions.

See how increasing contributions or working longer can significantly boost your retirement income.